As one of Colorados' most reputable Mortgage Lenders since 1994, we've kept our promise of giving the Best Service and Lowest Rates Available.  Proudly serving homeowners throughout Colorado with the most innovative mortgage programs available.

From buying your first home to purchasing that long awaited dream home, we are here with you every step of the way!     

Offering refinance and purchase programs for FHA, VA, Conventional and Jumbo loans.    

Please contact our experienced Loan Advisors today for the best rate and program available.

From the comfort of your own home, you can find out how much house you can prequalify for, apply online and begin to gather the documents you'll need to get your loan approved. It's that easy!

	Mortgage News Daily MBS RECAP: Slightly Bumpy Ride Late, But Important Level Holds - 19 hours ago Posted To: MBS CommentaryMBS Live : MBS Afternoon Market Summary 104-16 Turned out to be an important level for Fannie 3.5's today. There's more than the usual amount of content in the 'alerts and updates' section below if you're looking to get caught up on how it played out. Long story short, bond markets held up quite well on a Friday that mostly saw money flowing OUT of both sides of the market (i.e. equities and fixed-income both lower in price today). But even the late day volatility left the 104-16 technical level intact through 4pm. From now until MBS go out for the day, it's not out of the realm of possibility to see illiquidity take things a bit lower, but whether or not lenders react to that depends on the lender in question. If it were us, we'd call it a week. MBS Pricing Snapshot Pricing shown below is...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it. Mortgage Rates Lower Still, But Progress Is Slow - 20 hours ago Posted To: Mortgage Rate WatchMortgage Rates improved marginally from yesterday's new all-time lows. Without any major scheduled events to digest, bond markets were left to their own devices and paid a decent amount of attention to a sell-off in stocks. When yields in the broader bond markets move lower, MBS (the "mortgage-backed securities" that most directly influence lenders' rates) tend to move lower in yield as well, allowing lenders to off lower costs, lower rates, or a combination of the two. With the recent move lower to a 3.75% Best-Execution level for 30yr Fixed Conventional loans, today's improvements were seen more in the form of decreased borrowing costs, or increased lender credit, as the case may be. If you're a first-time or even frequent reader looking for a bit more clarity on "best-execution," we just...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it. Mortgage Registry Now Includes all States, Federal Lenders - 21 hours ago Posted To: MND NewsWireThe State Regulatory Registry, LLC (SRR) and the Nationwide Mortgage Licensing System (NMLS) have issued an Annual Report for 2011. The report notes that 2011 was the first year that all state mortgage regulatory agencies utilized NMLS to manage mortgage loan originator (MLO) licenses on the system. In addition, in January the NMLS Federal Registry became fully operational. By the end of the year the Federal Registry contained active registrations for 11,081 institutions and 375,654 registered MLOs. According to the report, for the first time almost all of the nearly half-million individual mortgage loan originators (MLOs) along with their license or registration status and other information are now available to the general public on-line through NMLS Consumer Access. By the end of 2011 NMLS...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.